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sfdcfox does a great deal for our community and is currently asking for some support in return.

It sounds like in the process of helping others they now need some assistance themselves.

Please see Emergency Debt Assistance if you are interested.

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    Hey guys, this struck me as a potential scam at first so I did some digging (reached out via other channels) just to make sure no one got hacked. Daniel's account certainly did not. He put together this call to action based on some twitter activity. I supposed Brian's twitter account could have been hacked; still confirming that via other channels. Anyway I feel a lot more confident my money is going to a good cause after what I have already confirmed, so I thought I'd share. – Adrian Larson Nov 29 '16 at 16:16
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    Thank you @Daniel Ballinger for bringing this to the attention of this community. For all the help he has offered to this community, this is the least we can do. For all those who have thanked him and admired his awesomeness this is the right time to show how thankful we really are :) – Rao Nov 29 '16 at 23:37
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    @AdrianLarson I don't visit meta often, but when I do, it's apparently because I've been mentioned (eh, bad meme joke). Seriously, though, yes, we were in a dire situation, and it looks like we're going to be okay; we're definitely within arms reach of being okay. – sfdcfox Nov 30 '16 at 7:18
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    Looks like he's just got to 3K. Let's see if we can get it even bigger! – Caspar Harmer Dec 1 '16 at 20:03
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I'll be sending out formal thank yous to those that individually contributed, but yes, the request was legitimate, and yes, it was really hard that I had to ask (it still makes me want to cry that I had to do something like this).

This was one of those "kicking the can down the street" type deals, where I'd loaned money on good faith that it'd be returned, without interest, and I started racking up late fees, overdraft fees, interest fees, all the while thinking that surely all the people I'd helped in their time of need wouldn't do this to me, but things happen, and I got left with the short end of the stick.

We started pawning our possessions to try and float until the next paycheck, which resulted in more interest and fees, and we kept falling further in debt. I didn't realize how serious it was until my wife told me that we were about to lose our pawned possessions and it was a significant amount of money. I'd kept thinking that "one more check and we'll be in the clear." Unfortunately, debt doesn't work that way, and when I'd sat down to do the math, I realized that we were nearly $3,000 behind on payments.

Thanks to the amazing support from the community, we've already raised almost $2,100 as of this evening, which will bring all of our delinquent accounts out of the "danger" zone, and hopefully we'll get to a point where all our bills are current. We're still in a "which bills do we pay first" situation, as there's some lag time from funds are sent to the time we receive them, but right now we'll be able to bring most of our accounts to "less than 30 days late". Assuming we're able to get that far, then we'll be able to get back on our feet, but ideally we would like to be current so that we can stay that way; our monthly expenditures is only roughly 50% of our income when we're not being dinged by overdraft and late fees.

Of course, we've learned our lesson and will be restricting our financial charity for the near future, but thanks to the community, I'm able to keep the lights on, and keep on answering questions. Again, I can't believe the overwhelming response I've received, and I feel truly blessed during this holiday season.

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    Stay stronger @sfdcfox, you are much needed for the community and you deserve the help from the community. Every time when I read an answer from you, I gain knowledge more than the answer. – highfive Dec 2 '16 at 6:09
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    @highfive Thanks, I appreciate the support. Now that I can sleep at night, I'm looking forward to trying to provide some more sought-after requests, like a new book. I'm not sure what I have to offer, but I can't disappoint the community. I'm looking forward to doing even more good for the community. – sfdcfox Dec 2 '16 at 6:38

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